Total Rewards Analyst

About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Compensation & Total Rewards Analyst is a hands-on analytical role at the center of how PayJoy pays, recognizes, and rewards its people. You will own the data and analysis behind our base pay, bonus, and equity programs; help maintain and evolve our global job architecture; support benefits and global mobility across the countries where we operate; and make sure our practices stay competitive, equitable, and compliant. You will partner closely with People Business Partners, Talent Acquisition, Finance, Legal, and you will translate market data into clear recommendations that the team can act on.

Key responsibilities
Support the end-to-end annual compensation review (merit, promotion, and bonus), including budget modeling, manager guidelines, system configuration, data audits, and final payout reconciliation.
Conduct job evaluations and market pricing for new and existing roles; recommend salary ranges, grade placement, and offer levels for Talent Acquisition and hiring managers.
Assist with administration and maintenance of salary structures across countries and currencies; propose annual range movements based on market data and local inflation trends.
Model the cost and impact of compensation proposals (offers, retention adjustments, geographic differentials, new-market entry) and present clear options to leadership.
Support the design and administration of variable pay plans, including sales incentive plans and corporate bonus programs; validate plan calculations and payouts.
Help maintain PayJoy's global job architecture: job families, sub-families, career levels, and leveling criteria for individual contributor and management tracks.
Partner with People Business Partners and leaders to slot new and changed roles into the framework, ensuring consistency of titles, levels, and pay grades across countries.
Keep job codes, job profiles, and level mappings accurate in the HRIS; run periodic audits and drive cleanup of legacy or non-conforming titles.
Maintain documentation and manager-facing guides so that leveling and promotion decisions are transparent and defensible.

Qualifications
Bachelor’s degree in Human Resources, Business Administration, or a related field.
+3 years proven experience in HR analytics and compensation design.
In-depth understanding of global market analysis, salary planning, job analysis, job evaluations, compensation principles and practices (Global and Southeast Asia focus is a plus).
Familiarity with Radford, Mercer and Willis Towers Watson benchmarking is a plus.
Strong proficiency with Microsoft Office and Google Workspace, including Advanced to Expert skill level in MS Excel / Google Sheets.
Ability to leverage AI tools to drive efficiencies in processes and projects
Strong analytical and problem-solving skills with impeccable attention to detail.
Extremely strong analytical and quantitative skills and a track record for planning, doing, and auditing work.
Ability to manage complex projects, prioritize tasks, and meet deadlines.
Experience with effectively communicating and influencing stakeholders from front-line employees to executives.
Ability to handle sensitive and confidential information with discretion.
Fluent English language proficiency is required for this role as we have a highly diverse and global business.

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PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening