PayJoy

Machine Learning Director

PayJoy · San Francisco, CA
San Francisco, CA $300K–$321K Posted 2026-08-21
Salary
$300K–$321K
Type
Full-time
Experience
10+ yr

About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening

$70K — 10th pctl $235K — 90th pctl
This role’s midpoint $310K vs. market median $140K for People & HR roles
+120%
above median
Based on 800+ People & HR roles with disclosed salary ranges tracked on NewJob.
PayJoy

PayJoy

Fintech · Series C · San Francisco, USA

Stage & Valuation
Series C · $660M
Key Investors
Warburg Pincus, Union Square Ventures
Open roles on NewJob
Most hiring in
BizOps (15) · Sales (10) · Engineering (9)
PayJoy provides financial technology solutions that offer smartphone-based financing and credit to underserved individuals in emerging markets. The company enables users to use their smartphones as collateral for loans, promoting financial stability and access.
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