Wise Payments Limited

Senior Software Engineer - Finance Core Accounting

Wise Payments Limited · Tallinn, , Estonia
Tallinn, , Estonia Closed
Applications are closed for this role. It was originally posted 2026-07-08. It’s no longer accepting applicants — see roles Wise Payments Limited is still hiring for →, or browse the live openings below.
Type
Full-time
Experience
5+ yr

The team you’ll be working with: Core Accounting in Finance

Finance drives financial accounting, business monitoring and representing Wise financials to board, investors, regulators and auditors. Their focus is on running financial processes in an efficient, scalable and controlled manner and ensuring timely and accurate financial reporting. Finance Services at Wise record over 1 billion ledger entries per month, averaging at 400,000 events per minute. Teams in Finance are responsible for the following:


Core Accounting : Providing ledger as a service and responsible for the Third Party integrations along with spitting the financial aggregations out.


Finance Implementation : Journaling of financial transactions of new customer products/features


Integrations Experience: Improving the experience and process of onboarding new product financials.


Data & Assurance: Managing the governance and controls over all financial data

About the Role

As an IC3 Software Engineer to join our Core Accounting team you would be responsible for shaping and delivering some of the key initiatives and functionalities in the team  like:


Design, shape, develop, and test applications using Java, Spring Boot, PostgreSQL, Kafka and React in a micro services environment


Participate in the development of our ledger as a service, aggregation pipeline for financials, and 3rd party integrations


Learn and take ownership of the 3rd party systems we in finance have and how we integrate with them


Work cross-functionally in squads who are vital to driving the mission of making ledger and financials more timely, accurate and controlled.


Create clear and helpful interfaces, whilst maintaining consistency, maintainability and performance


Collaborate with cross-functional teams to identify and prioritize product requirements


Write clean, efficient, and well-documented code that adheres to our coding standards


Participate in code reviews and contribute to the improvement of our codebase


Participate in team ceremonies and planning cycles

Technical Leadership & Delivery


Own large-scale projects : Lead the technical roadmap and deliverables for significant, impactful initiatives (8+ engineering weeks)


Design scalable systems: Build backend services and APIs with a long-term approach, using design patterns that enable easy iteration and scaling


Full-stack contribution : Work across the entire stack with particular strength in backend technologies, ensuring seamless integration between frontend and backend systems


Maintain system reliability : Take accountability for the availability, reliability, and security of the systems you build


API-first design : Ensure all products are designed with strong, well-documented APIs that partners and internal teams can easily consume

Product & Strategic Impact


Drive technical roadmap: Own and contribute to your team's technical roadmap alongside product partners


Product thinking: Provide strong feedback on product roadmaps, always able to articulate why something is being built, what customer problem it solves, and expected impact


Technical debt management: Proactively address technical debt and plan work to keep it within risk appetite


Cross-team collaboration : Promote collaboration across teams to minimize duplicate work and align everyone toward common goals

Mentorship & Team Excellence


Mentor engineers: Coach and assist other engineers in your team and broader engineering guilds


Own onboarding: Lead the onboarding process for new engineers joining your team

  • Engineering practices: Ensure your team follows Wise's engineering best practices (observability, security, database usage, testing, etc.)

Technical Expertise


Backend mastery: Expert-level knowledge in backend technologies with up-to-date knowledge of your discipline


Full-stack capabilities: Strong understanding of frontend technologies and ability to work across the entire stack


Distributed systems: Solid understanding of distributed systems, microservices, and how to design them effectively


System design: Experience designing and building scalable, maintainable systems with proper abstractions

Leadership & Collaboration


Mentorship skills: Proven ability to coach and develop other engineers


Cross-functional collaboration: Excellent communication skills across engineering, product, design, and other functions


Ownership mindset: Embrace long-term ownership while building redundancy and knowledge sharing


Cultural contributor: Exemplify Wise values and contribute

Wise is one of the fastest growing companies in Europe and we’re on a mission: to make money without borders the new normal. We’ve got over 16 million customers across the globe and we’re growing. Fast.

Current banking systems don't let us send, spend or receive money across borders easily. Or quickly. Or cheaply.

So, we’re building a new one.

And, we need a talented Software Engineer (IC3) to join our mission.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit  Wise.Jobs .

Keep up to date with life at Wise by following us on  LinkedIn  and  Instagram .

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