Redwood Credit Union is looking for an Electronic Services Specialist I, who will be responsible for performing a variety of processing duties within the Electronic Services Department. This entry level position supports the Electronic Services team with semi-routine items and payment processing for Mobile deposit, ATM, fraud review, accounting, and clerical functions.
Key Responsibilities
Member Service:
o Provide superior service that meets RCU Service Standards and Values to Members and team members of Redwood Credit Union.
o Provide general support processing for check and ACH processing.
o Monitor and analyze high risk transactions and alerts to prevent fraud in MDC and ATM deposit channels.
o Make effective decisions to restrict accounts as needed to prevent fraud and losses to the Credit Union.
o Analyze check deposit trends and patterns to provide better Member experiences.
o Perform detailed review of check image processing, corrections, and adjustments.
o Analyze ACH mismatch report and appropriately block unauthorized transactions.
o Support, balance and reconcile Lockbox processing and payment corrections.
o Accurately process sensitive financial transactions for accounting department, payroll, wires, and GL entries.
o Process corrections and adjustments to accounts and loans.
o Coordinate and balance exception payrolls with employers. Monitor payroll calendar and work with employers to resolve issues or delays.
o Process foreign collections and exchange rate conversions.
o Research and resolve Members' problems and complaints.
o Provide problem resolution and direction to other departments and branches regarding Member inquires, concerns and issues.
o Post, balance, and maintain daily work with proper documentation.
o Scan Electronic Services forms and documents for long-term retention.
o Process Electronic Services mail and supply orders.
o Maintain and destroy branch capture checks for RCU.
Department and Branch Support:
o Support and answer the Electronic Services phone que.
o Assist with projects.
o Cross train in Electronic Services department to provide phone support to Members and Branches. Assist as back-up during vacation or illness when needed.
o Train branches and staff as needed in Electronic Services processes and procedures.
Join us and discover why you'll love working at Redwood Credit Union!
ABOUT REDWOOD CREDIT UNION (RCU):
At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad.
As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all.
Why work for Redwood Credit Union?
- 25th largest credit union in the U.S. and the largest financial institution based in the North Bay
- Recognized by Newsweek as one of "America's Best Credit Unions 2026"
- Awarded a 5-Star Bauer Rating
- Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025"
- Top Corporate Philanthropists (#24) - San Francisco Business Times
- Voted Best Places to Work in the North Bay 20 years in a row
- World-class Employee Engagement scores
- Rated Superior in Service by more than 90% of Members, surveyed by SF Gate
- Industry leading Net Promoter Scores across the U.S.
This is a full-time, onsite position supporting daily mail and vault operations. Duties include physical activity such as lifting and using a ladder for check vault responsibilities.
The ideal candidate has a combination of education and experience equivalent to a high school diploma. One year experience in customer service, accounting or closely related field with knowledge of Branch or back-offices functions is preferred. Experience at a financial institution is required.
Compensation: Base salary range: $24.00 to $31.00 per hour commensurate with experience.
Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.
Redwood Credit Union offers a robust benefits package to our eligible employees including:
- Competitive medical, dental, and vision insurance, mental health offerings
- Employee performance incentive plan
- Salary Advancement– Merit increase based on performance
- 401(k) program with employer match
- Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!
RCU Discounts and Perks:
- RCU employees are eligible for a .75% discount off RCU standard collateral auto loans
- RCU employees are eligible for a 1% discount on all recreational or boat loan products
- 2% discount off Visas and LOC Loans through RCU
- 0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000.
- 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.
- 0% interest on garment, fitness, or home office equipment loan of up to $500
- 100% financing for employee purchased homes!
Physical Requirements:
- Ability to stand, bend, stoop, sit, walk, twist, and turn.
- Ability to lift up to 40 pounds.
- Ability to use a computer keyboard and calculator.
- Work environment is indoors; majority of the time is spent sitting at a desk.
- Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position.
Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET.
We are an Equal Opportunity Employer
- Knowledge of a PC with the use of word processing and spreadsheet software. • Basic knowledge of financial services, with the ability to understand the implications of Credit Union industry and regulations, terminology, and procedures and how to apply them. • Basic processing knowledge of checks, ACH, bill pay and MDC. • Responsible for understanding and complying with Regulation CC and BSA. • Ability to independently detect at-risk transactions and accounts. • Ability to make sound judgments to prevent losses to Credit Union. • Ability to analyze processes and recommend changes for efficiency and service. • Ability to work independently in a fast-paced and high-volume environment. • Ability to accurately calculate interest and dividends and make mathematical computations. • Ability to troubleshoot a wide variety of Member account discrepancies while being sensitive to Member issues, confidentiality, and discretion. • Ability to communicate effectively both verbally and in writing. • Ability to establish and maintain effective working relationships with a diverse group of people. • Ability to work a rotating schedule which will include working on rotating Saturdays.