Credit Analytics - Analyst/Senior Analyst

• Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others • Conducting detailed analysis of loan opportunities across various sectors in different geographies • Conducting sensitivity analysis on projections – for stress testing on loans for serviceability • Identifying deal specific covenants which can act as early warning signals while monitoring loans. • Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment. • Detailed industry/market studies to understand operating environment of borrower. • Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.
• Experience range - 0-1 years of relevant experience • Strong financial analysis – thorough understanding of accounting / financial concepts • Ability to draft credit reports. • Strong communication skills – interacting with Debt Directors, clients & other stakeholders. • Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner. • Hands on attitude, willing/capable to understand the big picture. • Ability to succeed in a culture where change and speed are part of daily work. • MBA/PGDM/CA/CFA from a reputed institute